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Blackjack Payout Chart For Dealers

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  3. Blackjack Payout Chart For Dealers

Blackjack, unlike other gambling games is not considered a game of chance, it is one that you can win if you start applying some knowledge. Unlike many other games where the result depends on player luck only, this game provides probabilities depending on the player decisions. Therefore, in order to win you have to know what your probabilities are now and how and when to increase them.

Before we take a look at player and dealer blackjack odds, we should consider all the parameters that affect the odds in the game.

House Edge Calculator
The easiest way for you to calculate the odds in blackjack is by using our free House Edge Calculator. This tool will help you to count player odds and the probabilities of dealer going bust on various dealer's up cards.

Blackjack Rules Variations

Study Blackjack Payouts Flashcards Flashcards at ProProfs - These Blackjack payouts Flashcards will help dealers, players and others to learn about the terms, numbers, and much more related terms used in Blackjack Payouts. Learn and remember the Blackjack payouts numbers with ease and fun with flashcards. Learn with fun and Grow.

  • If you’re dealt blackjack and the dealer is showing an ace, you’ll be offered an even money payout in case the dealer has blackjack. For example, if you bet $10, if you take even money you’ll win $10 instead of the $15 for a 3:2 payout.
  • If the dealer busts and you stay alive, the same 1:1 casino payout ratio applies. And if you hit a Blackjack—and the dealer doesn’t—you’d earn a casino payout ratio of 3:2. That means for every $2 you put down, the dealer ships $3 your way. So, if you bet $100, you’ll win $150. Payouts and withdrawals.

Blackjack variations were created to entertain players and provide them with a chance to win more money on side bets. Each rule variation affects the house edge, some rules making a big, others making a minor difference. Most common rule variations can be found at our House Edge Calculator in the «Rules» window. Now, let's take a closer look at the rules and see how they affect the odds in the game.

NOTE: The rules chosen in the table below are most favorable for the player.

Number of decks

The first thing a player should consider when choosing a table is the number of decks used in the game. The more decks there are - the less odds the player has. (See the table - Probabilities – Number of decks)

Dealer hits or stands on soft 17

The main rules of the game are usually written on the table felt and it may say either dealer hits or stands on soft 17. If according to the rules dealer hits soft 17, the game gives the house a 0.2% extra edge.

Rules for doubling

This rule is sometimes called the 'Reno' rule, which restricts doubling only to certain hand totals. Double 9 - 11 affects the house edge increasing it by 0.09% (8 decks game) and 0.15% (1 deck game). Double 10-11 increases the house edge by 0.17% (8 decks game) and 0.26% (1 deck game).

Doubling after Split

If the casino allows a player to double after he splits a pair, the player will get a further edge of around 0.12%.

Resplitting

Most casinos allow players to split again after he/she splits a pair and is dealt another card of the same rank. However, if the casino does not, this means the odds favor the house. As the best hands for splitting are a pair of Aces and 8s, there may be a special rule for Splitting Aces. If the casino allows the player to re-split Aces, the player gets a 0.03% extra edge. Moreover, in most cases if the player splits Aces, the casino will deal only one card per hand and that's it. Allowing players to hit on a hand of Split Aces gives the player an edge of 0.13%. We do not consider this rule in our calculator due to the fact it is almost never used, especially online.

Good for player
  • 1 deck of cards (house edge 0.17%)
  • Doubling allowed on any cards
  • Doubling allowed after Split and after Hit (player edge 0.12%)
  • Early surrender is preferable
  • Dealer stands on soft 17 (player edge 0.2%)
  • Resplitting any cards allowed (player edge 0.03%)

Extra Rules Affecting Blackjack Odds

European No-Hole-Card Rule

Some blackjack variations are played with a hole card that is dealt to the dealer only after all the players have played their hands. This rule affects player strategy when playing against dealer up 10 or an Ace. In a typical hole-card game the player would know whether the dealer has a Blackjack or not before he makes any decisions. In this game, however, the player is risking a lot more if he decides to double or split. This rule adds 0.11% to the house advantage. However, there may be some casinos that allow the player to push on all the additional bets (doubling down and splitting pairs) if the dealer happens to have Blackjack.

Another Payouts on Blackjack

The classic payout on player Blackjack is 3 to 2. However, some casinos change the payout to increase the house edge. The payout on blackjack thus may vary from 1:1 to 6:5. As a Blackjack hand frequency is approximately 4.8% (see the table Two Card Hand Frequency), the payout of 1:1 will increase house edge by 2.3% and the payout of 6:5 - by 1.4%. The first rule (1:1) is only rarely found , while the second (6:5) can be found at some tables with a single deck blackjack game. The payout on Blackjack is generally written on a table felt.

Best tip
for odds seekers

The easiest way to choose the game with the highest odds is to play blackjack with no extra special rules. Do not forget where your basic odds are hidden - chance to Split, Double Down and get a 3 to 2 payout on Natural.

Dealer wins Ties

Another disadvantage for the player is when the rules of the game say that dealer wins all ties. This rule is almost never used in the classic games, though it can be found in some blackjack variations.

Insurance

The Insurance bet is a casino trick that gives the house a huge edge. The main factor why many players take this bet lies in the fact it costs only half of the original one. However, when the player takes Insurance every time he plays the game, the house edge may raise up to 7%. Added to all the other rules the casino sets on the game and you will see why probabilities are worth learning if you want to quit winners.

Side Bets

All blackjack games that offer side bets seem to be the biggest attraction for blackjack lovers. However, if you consider blackjack odds on these bets, you will notice that no matter how big the jackpot is (as in progressive blackjack rules) or how great the payout is for the pair (as in perfect pairs rules), the odds still favor the house and you are not likely to win.

Blackjack Probabilities charts

Number of decksHouse Advantage %
Single0.17
20.46
40.60
60.64
80.66

The quantity of decks increases the house advantage with each extra deck added to the game. Look for games with the smallest number of decks. However, some games offering a chance to play with 1 deck may only still provide low player odds due to low payouts on Blackjack and other rules. Be sure to check them before you play.

Hand value% frequency
214.8
17-2030
1-1638.7
No Bust26.5

The table on the left describes how often the following hands can appear. The hands are the first two-cards dealt to the player. The frequency stands for the average number of times dealt per deck of cards. As you can see, the most frequent hands dealt are the 'Decision hands' that demand knowledge of blackjack strategy.

Hand value% of busting
21100
2092
1985
1877
1769
1662
1558
1456
1339
1231
11 or less0
Chart

In this table you can see the probability of going bust on any hand if the player decides to Hit. This means that with 0% you can never go bust when hitting a hand of 11 or less. As you can see, the table is for hard hand totals as you will 100% bust if you Hit on a hand of hard 21.

CardHouse edge %
(when cards removed)
20.40
30.43
40.52
50.67
60.45
70.30
80.01
9-0.15
10,J,Q,K-0.51
Ace-0.59

You probably already know that in blackjack small cards in the deck favor the dealer while big ones favor the player. In this table you can see that removing 2s from the deck adds a 0.40% of advantage to the player, while if 10's are taken out - the odds are 0.51% for the house.

Dealer Face Up CardDealer Bust %Player Odds %
(Using Basic Strategy)
235.39.8
337.5613.4
440.2818
542.8923.2
642.0823.9
725.9914.3
823.865.4
923.34-4.3
10,J,Q,K21.43-16.9
Ace11.65-16

Blackjack probabilities are calculated due to different parameters, including the dealer up card. The table on the left depicts how likely it is that dealer will go bust with certain up cards and what the player odds are in this very situation. For example, the highest player odds are when the dealer shows a 6, as he is most likely to go bust with this hand. The lowest player odds are when the dealer's up card is a 10 or an Ace.

House Edge Calculator
You can count the players and casino odds any time you play with the help of our House Edge Calculator. The tool helps to find the probabilities for any game rules and the results can be calculated for all parameters.

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Table Of Contents

  • American Blackjack is a variant of the classic game of Blackjack
  • It has better odds than European Blackjack

Blackjack, respectably being the most popular card game at Casinos, has plenty of variants for you to choose from.

Whether you play online or visit the brick-and-mortar Casinos, you’ll come across American Blackjack tables.

How does American Blackjack differ from other variants? Is it worth your time and money? Find out once and for all in this article.

Know all about American Blackjack but looking for free/real money American Blackjack games to play?Head to this online Casino and play at 5+ different American Blackjack tables!

Before we start…

Let’s get one thing straight. Many online Casinos don't call American Blackjack tables 'American Blackjack'.

But you can find American Blackjack tables by other names, for example, Atlantic City Blackjack or Vegas Strip / Vegas Downtown / Vegas Single Hand Blackjack.

The biggest difference between American Blackjack rules and other variants is how the cards are dealt for the dealer. And all of the mentioned games are dealt the same way as American Blackjack is.

American Blackjack vs European Blackjack

In European Blackjack, the dealer gets only one card and the second one comes only after the players make their moves.

In American Blackjack, the dealer gets both cards right away: one card face up and one (hole card) face down.

Let’s be honest now.

It seems like a minor thing to consider in the game of Blackjack. You may not even notice the dealing unless you really pay attention to it.

But it makes a difference in the house edge and the rules.

American Blackjack House Edge

Many things affect the Blackjack odds. It starts with the number of decks used, blackjack (a combination of + , or aka a natural) payouts, specific rules of when the dealer stands, and more.

The card dealing also makes a difference.

When the dealer gets an Ace or 10-value card as a face-up card, they can peek at their second card to see if it makes a natural (a two-card hand of 21 points in value).

If it does, unless you have a natural blackjack, too, you lose your wager before you decide whether to hit or stand on your dealt cards.

If it doesn’t, the game goes on as usual.

However, when it comes to the European Blackjack table, the dealer wouldn’t have a card to peek at.

So, you would make your move, perhaps double down and increase your wager, just to end up losing anyway against the dealer’s natural.

This small difference - option to avoid increasing wager in case of the dealer having a natural - counts for the 0.05 percent lower house edge in American Blackjack games.

While the house edge still depends on other factors, American Blackjack tables therefore usually have only 0.31-0.35 percent edge.

How to Play American Blackjack

One thing that doesn’t change much among Blackjack games is the basic rules.

No matter which variant of Blackjack you play, your goal is to beat the dealer. You can do so by having a higher-in-value hand while not going over 21.

You start American Blackjack game by making your bets. Like with most table games, they usually start at $1.

Both you and the dealer get two cards each.

You see your hand and its value. Also, one of the dealer’s cards. Based on this information you need to make your move:

Possible MoveMeaning
HitTo ask for one more card. The total bet stays the same
StandTo play with the current hand without asking for more cards. The total bet stays the same
Double DownTo ask for one more but last card. The total bet is doubled
SplitTo split cards of the same value into two hands. The total bet is doubled
Take InsuranceIn case the dealer has an Ace, to place a side bet which is won if the dealer has a natural. The total bet is increased by 0.5 of the original wager
SurrenderTo give up before seeing how the game plays out. The total bet is reduced by 0.5 of the original wager

Unless you surrender, after you make your last move, you see the dealer’s hole card. Then the dealer plays out their hand.

There are three outcomes of the game:

Possible OutcomeMeaning
Your hand beats the dealer’sYou win and get the payout
The dealer’s hand beats yoursYou lose your wager
Both you and the dealer has the same value handIt's a push. In this case, you may get your wager back or lose it nevertheless (specific tables may have different rules regarding the push)

American Blackjack Payouts

There are three types of Blackjack payouts: a natural win payout, other wins payouts, and insurance payout.

The same ones are available at American Blackjack tables, too:

  • a natural (blackjack) pays 3 to 2
  • insurance pays 2 to 1
  • beating the dealer other way pays 1 to 1

How to Win at American Blackjack

I've written it many times before and I’ll write it many times again: following the basic strategy is the best way to play Blackjack.

American Blackjack is no exception.

Whether you play American or European Blackjack, you see your cards and you see the dealer’s face-up card.

It’s enough to base your moves according to the basic strategy. Read more about the basic strategy here or download a pdf of printable basic strategy chart here.

Another thing that increases your chances of winning at Blackjack is card counting.

It’s a lot easier to learn than it sounds and you can use this card counting guide to do it like a pro.

However, card counters may find different Blackjack variants more convenient.

In American Blackjack online, the dealer uses up to eight decks of cards at the same time. In European Blackjack often only two while you can find Classic Blackjack games where only one deck of cards is used.

With fewer decks, it's easier to count cards. Especially when you’re a beginner.

American Blackjack Games Online

Now that you know how to play American Blackjack and how to beat the dealer at the game, are you ready to play?

If so, online Casinos are heaven for American Blackjack players.

As mentioned before, don’t look for games called exactly American Blackjack.

The developers tend to give Blackjack games various names but you’ll be able to recognize Blackjack that follows American Blackjack rules from the very beginning.

Read the info section of the game or place your first bet to see how the cards are dealt.

At many online Casinos (e.g. here) you can do it completely for free.

Of course, when you play for free you can’t win real money. But it’s a great way to practice online Blackjack basic strategy or the art of card counting.

Once you’re ready to play for real money (and win real money, obviously), top up your Casino account and place real money wagers.

After all, Blackjack is the best game you can play for real money. And once you’ll start playing American Blackjack, it won’t be long until you see why.

Craps Payout Chart For Dealers $10 Tables

Spoiler alert: It has everything to do with Blackjack odds.

Good luck!

Blackjack Payout Chart For Dealers

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